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We don’t work for the insurance companies, we work for you! Our expert independent adjusters fight to get you fair compensation.
What Is a Public Adjuster?
Discover what a public adjuster does & how Precision Public Adjusting can help maximize your insurance claim.
Learn more & get expert help today!
Learn What A Public Insurance Adjuster Can Do For You
Understanding the Role of a Public Adjuster
When disaster strikes—whether it’s a hurricane, fire, flood, or other property damage—navigating the insurance claim process can be overwhelming. Insurance policies are complex, and claim settlements often fall short of what policyholders expect. This is where a public adjuster steps in as your advocate. Precision Public Adjusting (PPA) specializes in representing policyholders, ensuring you receive the settlement you deserve.
A public adjuster is a licensed insurance professional who works exclusively for you, the policyholder—not the insurance company. Their job is to assess, document, and negotiate your insurance claim to secure the maximum payout under your policy. Unlike insurance company adjusters, who are paid to protect the insurer’s interests, public adjusters are on your side every step of the way.
How Public Adjusters Differ from Insurance Company Adjusters
Understanding the difference is key to getting a fair settlement.
Public Adjuster (Your Advocate):
- Works for you—not the insurance company
- Focuses on maximizing your payout and documenting all damages
- Paid a percentage of your settlement, so their success depends on yours
- Manages the entire claims process on your behalf
Insurance Company Adjuster (Their Advocate):
- Works for the insurer and protects their interests
- Aims to minimize payouts based on company policies
- Paid by the insurance company
- Offers settlements aligned with the insurer’s goals
At PPA, our licensed public adjusters are experts in policy interpretation, damage assessment, and negotiation—dedicated to securing the full compensation you deserve.
What Does a Public Adjuster Do?
A public adjuster’s responsibilities are comprehensive and tailored to your needs. Here’s how PPA supports you throughout the claims process:
- Initial Consultation: We review your insurance policy and discuss your loss, explaining your coverage and options.
- Damage Assessment: Our team conducts a thorough inspection of your property, documenting all damages with photos, videos, and detailed notes.
- Claim Preparation: We compile all necessary documentation, including repair estimates, inventories, and loss reports, to build a strong claim.
- Negotiation: Precision Public Adjusting negotiates directly with your insurance company, leveraging our expertise to advocate for the best possible settlement.
- Settlement: We guide you through the settlement process, ensuring you understand every aspect and receive your funds promptly.
Why Hire a Public Adjuster?
Insurance claims can be complex, filled with technical terms and hidden clauses that affect your payout. While insurance companies have experts working to protect their interests, policyholders are often left under-compensated.
Hiring Precision Public Adjusting provides key benefits:
- Expertise: We understand policy language and coverage details.
- Accurate Valuation: All damage—seen and unseen—is fully assessed.
- Time Savings: We manage paperwork, inspections, and negotiations.
- Higher Settlements: Claims handled by public adjusters typically yield larger payouts.
- No Upfront Fees: We only get paid when you do.
When Should You Call a Public Adjuster?
You should consider contacting a public adjuster as soon as you experience property damage. The earlier we get involved, the better we can protect your interests. Precision Public Adjusting can assist with:
- Residential and commercial property damage
- Fire, smoke, water, storm, and hurricane claims
- Business interruption and loss of income claims
- Denied or underpaid claims
Even if you’ve already filed a claim or received an initial settlement offer, it’s not too late. We can review your case, identify overlooked damages, and reopen negotiations if necessary.
The Precision Public Adjusting Difference
At PPA, we pride ourselves on our commitment to transparency, integrity, and results. Our team is dedicated to guiding you through every stage of the claims process with clear communication and personalized service. Here’s what sets us apart:
- Local Expertise: We understand the unique risks and insurance challenges facing property owners in our region.
- Comprehensive Support: From the initial inspection to the final settlement, we handle every detail.
- Client-Focused Approach: Your satisfaction is our top priority. We work tirelessly to achieve the best possible outcome for you.
Frequently Asked Questions
What types of claims do public adjusters handle?
Public adjusters can assist with a wide range of property damage claims, including those caused by fire, water, wind, hail, theft, vandalism, and more.
How is a public adjuster paid?
At Precision Public Adjusting, we work on a contingency fee basis. This means our fee is a percentage of your final settlement. If you don’t get paid, neither do we.
Can I hire a public adjuster after my claim has been denied?
Yes. We can review denied or underpaid claims, gather additional evidence, and negotiate with your insurer to seek a fair resolution.
Will hiring a public adjuster delay my claim?
On the contrary, having a professional manage your claim can help avoid delays by ensuring all documentation is accurate and submitted promptly.
Is it legal to use a public adjuster?
Absolutely. Public adjusters are licensed and regulated by state authorities to protect consumers and ensure ethical practices.
Why Choose Precision Public Adjusting?
PPA is committed to delivering the highest level of advocacy and expertise. Our clients consistently receive higher settlements and greater peace of mind. Don’t let the insurance company dictate the outcome of your claim—let our professionals fight for you.
Take the Next Step
If you have experienced property damage or are struggling with an insurance claim, don’t face it alone. Contact us today for a free consultation and discover how we can help you secure the settlement you deserve. Your recovery starts with the right advocate on your side.
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Main Office
3594 Baxley Point Dr
Suwanee, GA 30024
Hours
Monday-Friday: 8:30am - 5:00pm