When should I use a public insurance adjuster?
A Public Adjuster is a certified claims professional that advocates during the claims process for the insured. The same way an insurance company has adjusters who represent them, you will have a public adjuster representing you. Hiring a Public Adjuster allows property owners to receive the maximum amount of indemnification.
I don't want to recommend filing a claim to my client if it doesn't have a good chance of getting settled. How do I know if it's worth it?
The last thing we want to do is waste your time, our time, and the client's time. Our contractors are welcome to call us at any time to get an honest opinion on whether the damage is claim worthy. We are always honest about our evaluations and will always tell you if we don't think it has a good chance of approval, or even if we think you can handle the claim on your own.
How do we get paid? How do you get paid?
Our name will be on each insurance check along with the insured, and the check will be mailed by the carrier to our office. As soon as the check arrives, we invoice you (the contractor) and take our fee out of the insurance proceeds. We then pay you directly after the check is endorsed by the homeowner. We do not get paid unless the claim is approved.
Does bringing in a PA make my company look bad to the carrier?
Absolutely not! Insurance companies love working with us and we have created many positive relationships with the adjusters we work with. We do not 'bull-dog' adjusters the way other PA's do. Our reputation is the most important thing to us and we represent ourselves in a manner that reflects positively on our company as well as yours. When there is a disagreement regarding a claim, we remain professional and take other avenues to get the claim settled rather than causing scenes and damaging relationships.
Do you supplement every claim?
Yes! We maximize each and every claim we get our hands on. Not to take advantage of the insurance company but do get what the homeowner is owed based on their policy.